Wednesday, July 31, 2019

Roper vs. Simmons

Roper vs. Simmons was one of the few cases in almost two decades to address whether it’s constitutional under the eighth and fourteenth amendments to execute a juvenile offender who was over the age of fifteen but under the age of eighteen when he/she committed a capital crime. In 1988, Thompson vs. Oklahoma banned the execution of minors who were sixteen years of age when they committed a capital crime. Another case, Stanford vs. Kentucky (1989), divided the court which eventually rejected that the Constitution excludes capital punishment for minors of this age group.Roper vs. Simmons overturned the decision in Stanford vs. Kentucky. Only seven countries in the past century have favored execution of minors convicted of capital crimes: Iran, Pakistan, Saudi Arabia, Yemen, Nigeria, China, and Congo. Before the case many Americans did not think that the execution of minors was considered cruel and unusual punishment if a capital crime was committed, but after the crime many Amer icans began to oppose it. Those seven countries have also, since then, prohibited these executions.Christopher Simmons was a junior in high school at the age of seventeen when he committed a pre-meditated murder. Around nine months after the crime was committed when he was eighteen years of age, he was tried in court and sentenced to death. Simmons discussed his plan to kill Shirley Crook with his two friends Charles Benjamin and John Tessemer (ages fifteen and sixteen at the time), resulting from a car accident involving Benjamin and Simmons. Simmons’ idea was to break in to Mrs. Crook’s home, tie her up, and drive her to a bridge where he would throw her off of to her death.Simmons was under the impression that he and his friends could get away with the crime because they were minors. The three boys met around 2:00 A. M. on the night the murder was committed (September 9th, 1993). Tessemer backed out before the other two boys went on their way (he was charged with co nspiracy at first, but the charges were dropped when he testified against Simmons). The two boys proceeded to enter the Crook home by reaching through an open window and unlocking their back door. Simmons turned on a hallway light, startling Mrs.Crook as she asked who was there. Simmons then entered her bedroom, recognizing her which he later said was his resolve to murder her. The two boys worked together and used duct tape to cover her eyes and mouth and bound her hands. They took her minivan to a state park, reinforced her bindings, and covered her head with a towel. They then walked to a railroad trestle over the Meramec River, tied her hands and feet together with electrical wire, and wraped her entire face with duct tape before they threw her into the waters below for her to drown.The afternoon of September 9th, 1993, Shirley’s husband, Steven Crook, returned from an overnight trip and was alarmed by the messy house he came home to without his wife there to welcome him. After he reported his wife missing, the same afternoon fisherman recovered the victim’s body form the Meramec River. Simmons apparently had been bragging to his friends about murdering Shirley saying he killed her â€Å"because the bitch seen my face†. The next day, police received information about Simmons’ involvement the crime and he was arrested at his high school in Fenton, Missouri.Simmons waived his right to an attorney and immediately agreed to answer questions. Before the second hour of questioning was over, Simmons had already confessed to murdering Shirley Crook and agreed to perform a video reenactment of the crime. Simmons’ excuse for the crime he claimed was to avoid his arrest for the recent car accident they both had been involved in. The State of Missouri charged Simmons with burglary, kidnapping, stealing, and murder in the first degree. Simmons was seventeen years of age at the time, but was tried as an adult.The State immediately soug ht the death penalty, after Shirley Crook’s husband, daughter and two sisters presented horrifying evidence on how much impact her death had already brought to their lives. Simmons’ mother, father, two half brothers, neighbor, and friend all pleaded on behalf of his mercy to the court. Simmons’ lawyer argued that his age should be considered a mitigating factor, but the jury still recommended the death penalty, and the trial judge decided to impose it. About 9 years after the Simmons’ case had completely run its course, in 2002 Atkins vs.Virginia prohibited the execution of a mentally retarded person, and Simmons’ tried to file a new petition for state postconviction relief, saying that this made the Constitution prohibit the execution of someone if the crime was committed when they were under 18. This was the second time Simmons had appealed; the first being when he claimed he had not received adequate assistance during the trial because additiona l information regarding his difficult home background, impulsivity, and being easily influenced by others was not presented to the judge (this appeal was rejected). They reviewed the Stanford vs.Kentucky case and agreed that it was no longer valid with influence of international opinion of execution of minors who had committed capital crimes. Justice Anthony Kennedy spoke for the State in March 2005 stating that execution of juveniles who committed crimes before they turned 18 was considered cruel and unusual punishment. Simmons’ death sentence was then set aside and they resentenced him to life in prison with no chance of parole, probation, or release without the Governor’s doing so personally. This case showed very well that the United States is fair to their accused criminals.The court showed this strongly when they thoroughly considered and thought out each appeal that Christopher made to them, and they thoroughly reviewed all of his rights as well. Any other adult would have received the death penalty without questioning, but Simmons got multiple opportunities that people over eighteen would not have gotten. It was surprising that Simmons won the appeal after the Atkins vs. Virginia case because he was not mentally retarded and couldn’t exactly relate to the case himself. Murder is murder, and Christopher should not have had as much mitigation because his crime was completely pre-meditated.

Tuesday, July 30, 2019

Careless Whisper

Same with tactless, reckless, stupid.- the one who whispers, demand, control. â€Å"CARELESS WHISPERER† – it has something to do about our consciousness, conscience, and common sense as the one who whispers us to be careless.Authors: Raff yeoman Halibuts Glacial Marie Pedro okay Cyril clawing Diane Ethel Rodriguez herald taupe Date and place of composition: august 24, 2013 – event/topic thought by the group that took place in Xavier university's library fifth flu, around pm- pm August 27, 2013 – the topic was scudded by the group and shared inputs/ideas how to write about the topic. This was done in McDonald's divisor around pm- pm. August 30, 2013 – the group was able to write about the topic and starts to combine the work. This was done in raff yeoman's place around 1 pm- pm.August 31, 2013 – finalization of work, editing, and posting it to formal output. This was done in glacial marries place around pm- pm. The readers: The readers of this project are mainly the general public. Meaning everyone, everyone who's stupid enough to think that they are responsible regardless of the airless acts that they have been doing. PURPOSE: In our time now, a lot of people are in great trouble about being a responsible person. Responsible person towards themselves, other people, to the environment, and most especially to God.Are this people aware of what they have been doing? Do they think before they do something so careless to the extent of having the cost of others? This â€Å"careless† topic hopes to enlighten our minds and open our eyes to the naked truth of the obvious risk and reality of danger in the present. Contents: the contents of this project are the events/incidents that we have been witnessed on lily living. An act of carelessness has been witnessed after a high school student of Xavier university falls from the second floor of the university gymnasium.It happened outside the building barricade. Not considering the danger, the kid risk his chances jumping off the metal bars to get the ball. The floor was slippery for it was raining had made the major contribution on making him fall directly to the solid ground. The kid was not moving when I saw him. A campus security responded to him immediately and called for rescue. As I saw the kid's mouth drawing lots of blood, I felt bad for him. His careless act and decision almost put his life to an end. Students also are subject to several acts of carelessness.Irresponsible tardiness and absences are so common. Always absent, cutting classes, afterwards keep themselves pressured for they almost consumed the allowable absences. Lack of self discipline is one major problem. Not doing home works and projects. Not participating in class. And when it's time for grading, asking the teacher â€Å"WHY I GOT FAILED†, â€Å"WHY I GOT LOW GRADES†. They should have asked themselves if they did their best. If they are worthy for those grades that they been dreaming. Another incident that can be considered as â€Å"careless† happened a year ago, along Bali highway. Hen a driver still drives a public Jeep even when he was in the influence of alcohol. He was so careless that he even brought his son with him and let it sit beside him in the front seat. He should have considered his condition and think that he was in charge of the many lives of his passenger. As a result of his stupid reckless act, the Jeep that he was driving got an accident that leads to the death of 3 people and several injured including his son. He should have taken extra are thinking that his son is in the vehicle.And nevertheless should haven't drive through his condition. Carelessness leads also to the cost of the environment to go against us. This is when the former leaders of our society disregard the issue of illegal anti- environmental activities in Canaan De ROR. This includes illegal mining, illegal logging, and toleration of improper waste ma nagement. This careless act brought a massive effect after super typhoon sending hit the northern Mindanao. That was indeed a very powerful typhoon that can really caused a massive and tragic event.But the carelessness of our leaders had multiplied the damage it brought. Trees that may have slowed the falsehood were gone, drainage that should give way to the water were clogged by garbage. If leaders have took full responsibility and foreseen something like it, they should have initiated full authority and made precautions for it. All carelessness leads us to be apart from God. For we may hurt everyone and everything that he made. We may be able to be sorry for it, and be forgiven. Maybe we'll realize it sooner or later, but the fact is â€Å"the damage has been done†.

Monday, July 29, 2019

Berties initial contact

Berties initial contact Disclaimer: This work has been submitted by a student. This is not an example of the work produced by our Law Essay Writing Service . You can view samples of our professional work here . Berties initial contact Bertie’s initial contact, Freddy grabbing his elbow to gain his attention and Bertie pushing him away could all arguably constitute a battery. A battery is the direct infliction of unlawful force on another person without lawful justification. In order for them to be considered a battery they must satisfy the requirements. There must be an application of force, the force must be direct and immediate and the contact must be unlawful. The law prohibits all deliberate touching as ‘it has long been established that any touching of another however slight, may amount to a battery’. There are however some exceptions. Exceptions are made for minor everyday touching, Lord Goff in Collins v Wilcock [1984] 1 WLR 1172 states that ‘boarder exceptions has been created to allow for the exigencies of everyday life’. (Harvey, Barbara & Marston, John (6th Edition) Cases and Commentary on Tort, Oxford University Press p351) Bertie’s initi al contact could be arguably ‘not actionable’ (Harvey & Marston, Tort) because such slight jostling is ‘impliedly consented by all who move in society and expose themselves to the risk of bodily contact’ (Collins v Wilcock). He does not therefore satisfy the first requirement. The touching is perhaps negligent but not intentional. In Cole v Turner it was said that if two or more people meet in a passage and ‘without any violence or design of harm the one touches the other gently it will be no battery’ (Cole v Turner) and the aforementioned dicta highlights that a minor touch is ‘widely accepted as part and parcel of everyday life’. Freddie would therefore on this basis not be liable for a battery. Freddy intentionally grabbing Peters elbow to attract his attention similarly falls into that category. There is an application of force and it was direct, immediate and intentional, however it would not be considered unlawful. There is a clear distinction between an unlawful battery and touching to draw someone’s attention. The circumstances are clear that the purpose was to gain Bertie’s attention. Lord Goff in Collins v Wilcock opined that ‘along such forms of conduct, long held to be acceptable, is touching a person for the purpose of engaging his attention’. It is therefore also likely to be construed also as minor touching. The touching would have to be ‘unjustified for Freddy to be liable therefore Freddy’s would not be liable for battery. However Bertie pushing Freddy away could be considered a battery. In Wilson v Pringle [1986] 2 All ER 440 the court of appeal stated the essence of a battery you required a ‘hostile intentional touching’. However Lord Goff suggested that ‘qualification is difficult to reconcile with the principle that any touching of another’s body is, in the absence of lawful excuse, capable of amounting to a battery’ . This discounted the need for and ‘hostile’ act, and this was confirmed in Collins v Wilcock as the touching of the defendant was considered a battery as there was not a lawful arrest. There was no evidence of hostility in Collins v Wilcock, the requirement was therefore that the touching is merely unlawful. The mental element is also apparent. Lord Denning in Letang v Cooper [1964] 2 All ER 929 opined that ‘if one man intentionally applies force directly to another, the claimant has a cause of action in assault and battery’ (Harvey & Marston, Tort). There can be no doubts that there is an application of force, Bertie’s actions are intentional. The force is direct and immediate and the contact is not one of those excused as everyday jostling. Bertie’s actions will therefore be considered unlawful and therefore they are liable for a battery.

Sunday, July 28, 2019

Formal Business Report Essay Example | Topics and Well Written Essays - 2000 words

Formal Business Report - Essay Example CSR has been defined by the British Government as being how business takes account of its economic, social and environmental impacts in the way it operates - maximising the benefits and minimising the downsides (Jones, Bowd and Tench 2009). CSR has also been defined as a ‘‘concept whereby companies decide voluntarily to contribute to a better society and a cleaner environment’’ (Dijken, 2007). This suggests that the companies acknowledge that apart from financial performance, they have a responsibility towards the society. This includes their voluntary responsibility towards the internal and the external stakeholders. CSR is now synonymous with terms such as corporate citizenship, proactive community involvement, commitment to quality, human rights, health, safety and environment. However, CSR initiatives should be voluntary but most organizations engage in discharging their social responsibility more as a compliance with legal regulations. Lack of a univers al and precise definition also reflects that CSR activities are motivated by a desire for eventual return (Frankental, 2007). Data to evaluate the actions of companies has been gathered both through secondary sources and primary sources. Secondary data has been collected from academic journals presented as literature review. Primary data has been gathered to evaluate how consumers perceive the CSR initiatives of companies in general. A small survey was conducted among people that work for different organizations. This was a general survey to gather the impression that people have about CSR and its potential benefits. To gather qualitative data, questionnaire (Appendix A) was distributed to about 25 people and the results of the survey has been presented and discussed. CSR provides sustained competitive advantage, CSR enhances corporate image and CSR ensures the stakeholders’ interests are taken care of (Chen 2012). However, organizations resort

Unit 3 - visual argument Essay Example | Topics and Well Written Essays - 1500 words

Unit 3 - visual argument - Essay Example This development necessitated a strong response from the nations and NGOs that respect human rights, but even the discussion has been compromised. Some of the efforts that have been put forward by the NGO representatives and officials to call for subversion of the Islamic stated have been disrupted before the Council President banned the Human Rights Council. One of my interesting claims that I would like to highlight in my project is that the movement that favors the Islamic Human Rights have been presented to the council as a mere complementary to Universal Declaration of Human Rights. The opposition that the proposal got; termed as a religious matter is increasingly forbidden from talks in the United Nations Chamber. The Western Powers have failed to support the Universal Declaration of Human Rights or withdraw from the discussion. Therefore, the worrying trends need to be traced and looked briefly into the historical explanation of the emergence of the Islamic politics into the setting of the international relations. Various forms of technology will be used for this piece of work. Therefore, some of the technological tools that I will be comfortable with include the poppet, Jing, Apple IPad, Dropbox and also Slide Shares. Of the mentioned technological tools, the ideal ones will be slide shares, Popplet, and Dropbox. With slide share, it will be favorable to upload the presentations, videos and share them with the rest of the world. Even better, it will be possible to take advantage of materials that other people have uploaded. Popplet will be used to brainstorm ideas, create the SlideShare, mind maps and also collaborate. Finally, the drop box will be helpful for storing, sharing, and accessing data from any given place with an easy to used drop box service.  The trailer will be the perfect genre that will be used in the work. The named genre will have a thriller type of style that

Saturday, July 27, 2019

History of Multicultural Arts Essay Example | Topics and Well Written Essays - 750 words

History of Multicultural Arts - Essay Example The young Moorhead depicted Wheatley in the act of writing one of her books. The open manuscript or book on her desk is proof enough that she is an educated woman from the African descent. She looks like she is deep in thought with her hands raised towards her cheeks and seems to pen, perhaps, one of her poems in the book. This portrait gives a distinguished view of an African woman during the colonial America (Cadge-Moore 67). Wheatley is noticeably in expensive clothes that a domestic servant during the colonial era would wear. The portrait gives viewers an approach into the lives of black people in New England. The portrait of Charles Calvert by John Hesselius, a white American artist during the colonial era, can be said to adhere to the traditions of colonial portraiture (Cadge-Moore 64). The portrait shows two young boys, one of them is black and the other one is white. They are both in detailed outfits; one is Charles Calvert, the son of Benedict Calvert, while the other is a y oung slave who belonged to the Calvert family. The African American slave seems to tilt his head quite stiffly to one side. These are the precedents found in the depictions in the 18th-19th century of African American slaves and their masters. ... The shade of color for the boy is extremely white, whereas the slave is shaded in as much of a dark color like the background. These two portraits differ substantially; in Scipio Moorhead's portrait, the focus is on the dignified view of the African woman during the colonial period. As aforementioned, Moorhead’s portrait gives insights of what educated black slaves did during the colonial era in New Zealand. John Hesselius’s portrait focuses on the duties and color of the characters. There is no mentioning of what the characters do as their social activities and the drawing only promotes the differences that exist between the two races. Question 1: La Malinche also identified as Malinali or Dona Marina, was from the Gulf Coast of Mexico. She was a Nahua woman who played a hand in the Spanish conquest of Mexico and acted as a lover, interpreter and the intermediary for Hernan Cortes. Marina was among the slaves given to Cortes from the Tabasco natives in the year 1519. P eople identified La Malinche as Cortes’ mistress. They had their first son regarded by all as the Mestizos, their layman’s term for a person of indigenous American ancestry and mixed European. Her historical figure is still mixed with the legends in Aztec, where there is a woman who weeps for lost children. Originally, artists portray La Malinche as an evil temptress in novels, drama, and paintings. Additionally, people viewed as a disloyal Mexican and today in Mexico there are numerous, conflicting aspects in which different people share their views. In the modern day world, she can represent a symbolic mother, a victim or temptress. Question 2: Syncretism can be defined as a

Friday, July 26, 2019

Psychology - Memory, Attention & Performance Essay

Psychology - Memory, Attention & Performance - Essay Example ory serves as a filing cabinet in our brains but one that only holds files for a short period of time, up to a minute or so without having practiced or rehearsed information. After such time, those memories (files) are either discarded completely as they are either not important and not worth remembering or are not properly filed into long term memory, or they are in fact filed into our long term memories from short term memory. The capacity of short term memory is limited as is its ability to hold information for long periods of time. Long Term memory has not only a much larger capacity than sensory and short term memory, but also a much longer retention ability. In some cases, long term memory can retain information for a lifetime. Such can be the case with a phone number that is practiced within the an individual’s memory though repetition, this number may remain in the person’s long term memory for the span of their entire life. The types of long term memory are implicit memory and explicit memory. Most memory that we can actually readily access is considered explicit memories. Explicit memories can be grouped into either declarative or episodic memories. Episodic memories deal with personal events whereas declarative memory deals with general but factual information. Implicit memory is more subconscious memories that we don’t necessarily realize that we remember but that does in fact influence our behaviors. Reasons why the memory of a healthy person may fail can be environmental such as medication induced memory loss. Some analgesics (pain killers) and anti -anxiety medications can cause memory loss in healthy persons. In many cases, memory loss can be due to a normal aging process, â€Å"People with memory loss due to something other than normal aging, such as Alzheimers disease, may feel that somethings not quite right, but theyre unable to pinpoint whats bothering them. Rather than call attention to a memory lapse, they may behave as if

Thursday, July 25, 2019

Judaism Essay Example | Topics and Well Written Essays - 250 words - 2

Judaism - Essay Example Secondly, the Jewish had a substantial meaning in creation embedded in the magnificent work of God as cited in Genesis chapter one, verse one. The Jewish also established a meaning in human existence to determine the human nature concerning freedom and the truth-for-life (279-281). The Jews have a keen interest in history, as it is not a Maya or a circular process of nature but the arena of God’s purposive activity (Smith 283). The Jews view the uniqueness of history as Gods interventions and they are the chosen people. Judaism has substantial meaning and value in molarity, as they believe each social creature ought to have the ability to interact with others (Smith 286). Judaism grounds its values in the importance of meaning injustice. Specifically, they believe that the future of the society depends on the legitimacy of the social order (288). The Jewish have meaning in suffering as a Gods way of underscoring righteousness. In upholding these values and others, Judaism has grown into an active culture adopted by most modern societies and traditions including

Wednesday, July 24, 2019

Acne and Its Phychosocial Impacts Essay Example | Topics and Well Written Essays - 750 words

Acne and Its Phychosocial Impacts - Essay Example 438). In a society which places high regard for appearance, and a healthy, glowing skin, skin disorders are often associated with uncleanliness, In many cases, people with skin conditions are avoided, because of the perception that all skin problems are contagious. Minor skin conditions can have major psychosocial effects to individuals experiencing it. Such condition affects a person’s self image, as well as how an individual interacts with others. Interpersonal relationships often suffer and affected individuals are traumatized with stares and expression of revulsion that they receive from society. In cases when skin conditions are chronic, affected persons may be branded as social outcasts, hence leading to other psychological issues such as depression or social anxiety. For the purpose of this paper, the author will explore the effects of acne on an individual’s social experience. Acne vulgaris (common name, acne) is a â€Å"disease of the hair follicles of the fac e, chest, and back† (Rockoff & Cole, 2011). It is considered as the most common disease and almost all males and females have experienced it. It usually appears during puberty, peaks at around 14 to 19 and resolves by mid-twenties (Adityan & Thappa, 2009, p. 272). The disease tend to be more persistent in females but the more severe form is more commonly experienced by males. To gauge its severity, lesion counting is often used. Acne typically appears as blackheads or whiteheads (congested pores called comedones) or tender red bumps more commonly known as pimples. In more severe cases, acne takes the form of pustules and cysts. Acne happens when an hair follicles attached to oil glands enlarges. This causes the bump visible on the skin. Sometimes the walls holding the follicle may rupture which then allows skin bacteria to enter the deeper levels. When this happens, inflammation can happen. Pimples are inflammation in the deep levels, but deeper levels produce cysts. Whitehead s are oil which breaks out of the surface of the skin while blackheads are â€Å"black oil†, they are either oxidized oil or they may have accumulated melanin. In a study conducted by F. Ballanger, P.Baudry, J.M. N’guyen, A. Kammari, & B. Dreno (2006) shows that heredity is a prognostic factor for severe acne but in the case of minor to mild conditions, heredity does not matter. Moreover, there is indication that the parents experience is not always the same as that of their children. Choice of food can aggravate acne but there is no real evidence showing that it has a direct impact on the occurrence of the skin disease. Stress is also often cited as a cause of acne, but researches show that its effects are not direct (Rockoff & Cole, 2011). Some factors which may contribute to acne includes increased pressure from helmets, suspenders, etc., use of drugs containing steroids and prednisone, and use of comedogenic (skin clogging) products. While acne is a normal conditio n among adolescents, and will typically resolve on its own, there are instances when it will require treatment. Harald Gollnick, Andrew Finlay, & Neil Shear (2008) presents several indicators when acne should be considered a chronic disease: when its distribution and severity is constantly increasing, when acne treatment becomes necessary for months at a time, and if it affects the individual’s quality of life. The authors believe that acne should be treated as a chronic disease and that effective treatment must be made available through research. Several studies show that people suffering from acne are more â€Å"prone to depression, social withdrawal, anxiety, and anger and are more likely to be

Tuesday, July 23, 2019

Week 4 b-3 Essay Example | Topics and Well Written Essays - 250 words

Week 4 b-3 - Essay Example It also arises from the alternating schedules of the respective patients. Additionally, patients commonly have busy schedules and end up missing doses. Patients usually exhibit this form of non-adherence, comprehend their prescription, and they like to adhere appropriately in most situations. However, it is challenging to comply because the level of complexity existing in their lives interferes with their efforts of adherence or because they do not prioritize the management of their medical conditions. Patients, who have changing schedules of work or disorganized lifestyles, may use the plan to ease the difficulty in establishing their habit of a new medication regimen. The strategy that practitioners must consider is the plan for emphasizing on patients adherence during the weekends as most individuals adhere during the weekdays. Within the plan, they can incorporate the strategies to develop an erratic adherence centre on the simplification of the regimen, for instance, initiating a once-a-day dosing (Kocurek, 2009). The plan must establish new habits by linking, for instance, keeping the drugs next to the toothpaste or toothbrush. Additionally, they can encourage the use of memory aids and cues such as pill organizers to assist in the enforcement of adherence (McCall, Dunbar-Jacob & Puskar,

The Two Waiters At The Café Essay Example for Free

The Two Waiters At The Cafà © Essay Ernest Hemingway’s short story, â€Å"A Clean, Well-Lighted Place† is about two waiters discussing an old customer late in the night.   The younger waiter is anxious to go home, while the older waiter is in no hurry whatsoever.   The latter would like to stay at the cafà © to serve customers who might drop by unexpectedly, seeing that the cafà © is a clean and well-lighted place while bars are not as clean and well-lighted.   The younger waiter, on the other hand, is in a hurry to get into bed with his wife.    The older waiter lives by himself and finds it difficult to sleep in the night.   Ã‚  Ã‚  Ã‚   An obvious difference between the older waiter and the younger waiter is that the latter poses questions and expects the older waiter to possess answers for each of them.   The older waiter is asked about the old customer in detail.   Although he does not possess all answers to the younger waiter’s questions, he makes inferences to develop the conversation.   Moreover, the younger waiter mentions that he is full of confidence, which the older waiter says that he lacks.   The younger waiter does not mention lack in his life in any way, while the older waiter feels that he is deprived of everything other than work.   Ã‚  Ã‚  Ã‚   Lastly, while the younger waiter is focused on ending his work for the night and returning home, the older waiter indulges in a great deal of thinking.   He speculates about the life of the old customer, and also tries to engage the younger waiter in deep thinking.   When the younger waiter mentions that he would like to return home, the older waiter asks him the meaning of an hour.   To this, the younger waiter replies that an hour is more precious to him than to the old customer.   The old waiter explains that an hour is the same to both individuals.   Ã‚  Ã‚  Ã‚   Even as he goes home, the older waiter must decide to stop thinking.   He says to himself, nevertheless, that many people may be experiencing insomnia.   The younger waiter is not expected to think so much.   It can be inferred that the younger waiter’s life is based on actions rather than thoughts for the most part. Works Cited Hemingway, Ernest. â€Å"A Clean, Well-Lighted Place.†

Monday, July 22, 2019

Texting While Driving Essay Example for Free

Texting While Driving Essay While the ability to communicate away from our homes or work has become a vital tool to connect with family, friends, and emergency management agencies, it has also evolved into a tool of great danger when used while operating vehicle, particularly texting while driving. Texting while driving has become as dangerous to driver and passenger safety as are people driving under the influence of alcohol or a controlled substance. The number of teens killed because of texting while driving has now surpassed the number killed while driving under the influence of alcohol according to Alcohol Problems and Solutions. The website notes that, â€Å"Driving a vehicle while texting is six times more dangerous Than driving while intoxicated,† according to The National Highway Traffic Safety Administration (NHTSA). In a Centers for Disease Control survey conducted on texting while driving, 69% of people owning a cell phone admitted to texting while driving within the 30 days prior to the survey, (CDC). If texting while driving were punishable by law, 69% of all drivers owning a cell phone would be committing a crime. There needs to be strict laws passed in every state that are strictly enforced by law enforcement. Mississippi is one of only nine states that does not have full bans on texting while driving according to a report from MDOT on distracted driving, documented on WLBT Channel 3 News. In states where full texting while driving bans are enforce, the rate of accidents and fatalities has decreased significantly such as in Syracuse, New York where they experienced a 32% decrease in cell phone use and texting (NHTSA). In Hartford, Connecticut they saw a 57% drop in handheld cell phone use and a 72% drop in texting while driving (NHTSA). With these new statistics, NHTSA is planning to expand its campaign to ban cell phone use while driving in a nationwide effort as documented in the journal released in The State of the Nation of Cellphone Distracted Driving from the National Safety Council as posted on their website. In an article titled, Texting While Driving, found in Issues and  Controversies, critics Argue that bans placed on texting while driving are pointless and it is not something easily enforced. The critics believe that it would be easy to mistaken a person simply looking down for someone texting while driving. The supporters of bans on texting while driving feel that the danger is not to the driver that is texting, but to the innocent drivers, passengers, and pedestrians. They believe that the potential danger is equal to that of a drunk driver or someone driving under the influence of a controlled substance. Some alternative solutions could be used instead of full bans on cell phone use while operating a motor vehicle, but few of them offer any real safety measure. It would be possible to write a ban that prohibits cell phone use while driving only and not when at stop signs or red lights for example. However from my own personal experience, particularly being a passenger riding with my husband, even using cell phones while stopped causes safety risks and distractions on the roadway. As a passenger I am usually the one hollering the light is green or there is a car behind us, because he is delayed in his response to the change in the flow of traffic from pausing to use his cell phone. If you are distracted at all while driving you cannot react in a timely manner to the things unfolding around you. For example, if an ambulance or other emergency vehicle needs to pass and you are zoned out, because you are texting at a stop light, then someone needing emergency assistance would delayed in getting the help needed. It all comes down to driver responsibility. If drivers cannot act responsibly behind the wheel then other measures have to be taken such as new laws put in place to protect the innocent people from the irresponsible drivers on the road. If there is anything people are doing to cause a distraction to themselves or another driver, then there should be fines, penalties, and punishments that hold drivers accountable for their actions on the roadways at all times. Works Cited The National Highway Traffic Safety Commission Site. Alcohol Problems and Solutions, 2013. Web. 23 Oct. 2013. Centers for Disease Control Site, www.cdc.gov, 2013. WLBT Channel 3 News Site, MDOT Distracted Driving, 2013 Web. 17 Apr. 2013. National Safety Council Site, The State of the Nation, Cellphone Distracted Driving, 2013 Web. n.d. 2013 Drew Evans personal driving experience used for field research. Issues and Controversies, Texting While Driving, 2010 Web. 11 Oct. 2010

Sunday, July 21, 2019

Competitive Environment For HSBC

Competitive Environment For HSBC The financial crisis of 2008 considerably create significant impact to the not only to the bank businesses in Hong Kong but also to global economy. Basically, the general concept of financial crisis of 2008 refers to the degree to which the performance of a firm or an industry is affected by the global financial crisis. The financial crisis of 2008 which directly affect the lenders and other financial institutions can also affect an individual investor who owns a portfolio; a company; an exporter and importer who concentrates on international trade and even a firm that has no direct international activities. Furthermore, through their impact on the costs of inputs, outputs, and substitute goods play a significant role in determining the competitive position of companies with no direct international operations relative to foreign firms (Solvell Zander 2000). Since few organisations can excel simultaneously all over the scene, they specialise. Some are renowned for their ability to organise and place new issues, others prosper as merger and acquisition specialists, reliable asset managers, skilful forex traders or efficient custodians. The product roster may have a connection with an initial and fairly random advantage, or it may be a judicious response to a shifting environment, competition and ultimately profitability. Regional specialisation, by contrast, tends to have more deterministic elements, geographical and cultural closeness, for example. With respect to the current competitive environment scene and in the banking industry in which HSBC belongs, regulatory and technological changes are the main catalysts, making entrenched competitive structures obsolete and mandating the development of new products, new processes, new strategies, and new public policies toward the industry under analysis (Bond Green, 2003). Financial centres, in vigorous competition with each other, have undergone further regulatory change in their efforts to capture a greater share of international trade in financial services, even as common efforts at the regional and global level have tried to support safety and soundness and a reasonably level competitive playing field. Banks and securities firms have had to devise and implement new strategiessometimes leading events or (perhaps more often) responding to themand the financial services industry has seen a wave of mergers, acquisitions, and strategic alliances in virtually all parts of the world. T here are numerous major banking players in the industry, included in the list is HSBC, who strive for market leadership in all their business aspects. As such, the level of industry competition is very stiff and very aggressive. Competitive Advantage In the case of HSBC, even though this organisation had a very strong market competition in the industry where entrants have little or no threat will earn low returns on their profits if it has to face a superior quality and lower-cost alternative. For competitive advantage, HSBC uses strong branding and a tailored approach to give customers an individual service, whether they want investment banking services for their company, or a personal mortgage. With high personal contact or a range of electronic access points, they can provide their customers with accessibility to their services anywhere in the world. Each product produced is tailored to the customers needs but follows very precise processes. At each stage, the customer and advisor must sign documentation to prove that the right level of advice has been given, is understood and the customer feels that at that critical point, they have received good quality service. Despite of the emergence of global financial crisis in 2008, the global development strategies of HSBC shows superiority but would not be appreciated without the concrete examples of their projects, which indicate the changes and success in the market. Annesley (2008) reports that two years ago, HSBC spends more that 2.5 billion euros a year on IT systems and in-house application development, and set itself a target of cutting per-unit processing costs by 10% every year. This year, HSBC expects to make an 11% saving on transaction processing this year after cutting 8.8% off costs in 2005, after 370 successful system deployments in the past three years, and the continued expansion of its pool of global platforms (Annesley, 2008). In addition, the bank has also set up a single, self-managed global network and consolidated on four global datacenters and two regional ones. Moving application development work to low-cost centers such as India is another key part of the companys strategy, leading the bank to estimate that 4.2% of its technology development work takes place in low-cost locations, such as India and the Philippines (Annesley, 2008). In 2008, Fair Isaac Corporation, the leading provider of analytics and decision management technology, announced that HSBC would utilise Fair Isaacs proven software technologies, analytic models and development processes for Enterprise Decision Management, and this integrated solution will help HSBC grow its ability to optimise profitability across the banks consumer lending portfolios, and support its long-term growth objectives in the Asia-Pacific region (Press Release 2008). Moreover, to build upon rapid growth of its credit card portfolios and strengthen its leadership in Asia-Pacifics booming consumer lending market, HSBC required a highly scalable solution to roll out optimised decision strategies across products, countries and decision areas (Press Release 2008). It is evident that the Hong Kong and Shanghai Banking Corporation or HSBC invest on software programs and applications, in response to the fast-paced technological changes today. With the use of the Internet and other web-based applications, it is easier for the company to reach their customers globally and serve them better and faster. With the pleasant response of consumers to the efficient use of the World Wide Web, HSBC will not have a hard time relating to their customers globally, and even implementing projects and new programs to serve and relate to their customers effectively. Corporate Analysis on HSBC SWOT Analysis As part of the business practices of HSBC, SWOT analysis illustrates their status in accordance to strengths, weakness and opportunities and treats after the financial crisis. HSBCs Strengths and Weaknesses Strengths. HSBC has branches in most parts of the world. This helps them have advantage against their competitors. It also gives them the opportunity to serve more consumers thus they can acquire more profit (Who is HSBC? 2010). The employees of the company are well trained. The employees were well chosen and well trained to do their respective jobs. These employees are well managed to keep them in line with the objectives and standards of the company (Who is HSBC? 2010). This is strength of a company because it brings out the best employees thus the best service can be given to the clients. If clients enjoy the service of the company they tend to return to avail again the services and products offered by the company this results to satisfaction of the goals of the company. The company has an internet banking capability wherein consumers can transact their business online. This promotes ease and convenience to consumers. It also gives them advantage over their competitors since not a ll competitors have such technology. HSBC due to its availability in the world has acquired a strong brand name(Who is HSBC? 2010). This is strength for the company due to people will search for the company when they need such kind of services. Having a strong brand name means that the company has competitive advantage against their rivals. Summarily, the companys strengths include its worldwide reach, well trained and managed employees, internet banking capability, and strong brand name. Weaknesses. The company although has a strong brand name is lacking of promotional programs. The company maybe popular to those who have seen it in the internet, have availed of their services, or have come to know of the company through HSBCs clients but to some people the company is not that known (Who is HSBC? 2010). The company needs an effective promotional advertisement that can give the company more clients. HSBC although performing well against most of their competitors still has to overcome its best competitor which is Citigroup. As shown in the second figure the numbers Citigroup has over the other companies is so high. This means the company has to work double time to overcome or be equal to Citigroup. To sum up, the companys weaknesses include the lack of promotional advertisements, and inability to overcome the best competitor it has. HSBCs Threats and Opportunities after financial crisis Opportunities. After the financial crisis, the main opportunity for HSBC is to increase the number of its strategic acquisitions in order to further strengthen their current market leadership position. Through such acquisitions, HSBC would be able to widen the scope of their market share, improve the quality of services that they offer to their clientele, and develop their core competencies further (Who is HSBC? 2010). A secondary opportunity for the company is its internet banking. They should improve its features so that it can cater to the needs of the consumers. The company should also promote the said technology more to attract more clients. Another opportunity the company has is the website it has. The company can make the website more user-friendly, helpful and informative so that people will be encouraged to use it. The web can also be used as a promotional material that the company can use for more people to know the company. Succinctly, the major opportunities for HSBC are its potential strategic acquisitions and its utilisation of the Internet technology. Threats. The main threat to the company is Citigroup. If the HSBC dont do anything to improve their current status they might not catch up with Citigroup and more success may come to that company. Another treat is the economic condition of the countries they are operating in. The status of the economy in United Kingdom (UK) is different from the status of the economy in Hong Kong, the status of the economy in UK might be good unlike the status of the economy in Hong Kong, potential problems may arise thus HSBC should prepare measures to counter it (Who is HSBC? 2010). Additional threats to HSBC may include the ever-changing legal landscape for international business operations, unforeseen strong industry entrants which could decrease the potentialities of HSBCs market presence in the countries which they have yet to explore. Conclusions recommendations Businesses are continuously evolving in order to meet the needs of its people. However, they should be cautious to the changes in order to maintain competitiveness. Therefore, they need to have a careful review of their financial status. Overhead costs and credit rating should be also reviewed carefully. Business companies around the globe should not rely alone on credits instead they should think of creative ideas to sustain their growth and development. Thus, if the financial crisis hit the country, theyll be able to survive. Basically, the actual cause of the financial crisis or the emergence of financial crisis of 2008 is that both Europe and the United States were living beyond their means for too many years (Foster, 2008). After the crisis banks in Hong Kong including HSBC remain intact despite of severe damages. As previously stated, the context of financial crisis of 2008 conforms to the financial capabilities of a firm in global context. After the crisis, businesses are now much becoming careful concerning the assessment of their business process to avoid downfall. For recommendation, HSBC and other retail banks in Hong Kong should now consider risks management. The cost of indemnity had restricted managements alternatives in dealing with the hazards faced by the organisation. Basically, one of the foremost problems was that insurers rated firms according to business in such a way that a fine run firm that had few losses were required to pay for the claims of poorly run firms within the same industry. With this, the role of risk management must be considered. Management may began to make out that abridged losses intended reduced cost of risk. If managers reduced losses they could hold them themselve s without resorting to indemnity. However, it took some time for industries to settle in management. The delicate inquisitiveness in management is the result of a number of instantaneous drifts. With the current economy, the trade and production has augmented financial and direct investment in unstable up-and-coming markets. With this we may say that risk management has also ensnared consideration as a result of the recurring and well-publicised breakdowns linked with its execution. Regardless of the amplified academic and specialised concentration paid to risk management, common instances still occur when classy investors or firms experience abrupt, unexpected, and devastating losses. Basically, risk is a mean reason in economic existence for the reason that individuals and firms create immutable reserves in research and product improvement, inventory, plant and equipment and human capital, without knowing whether the potential cash flows from these funds will be adequate to pay off both debt and equity holders. If such genuine investments do not engender their necessary returns, then the financial claims on these returns will turn down in worth. In addition to altering the extent of equity and debt in their capital composition, firms/business organisations can also influence their chance of liquidation by extenuating the risk disclosures they countenance. Firms/Business organisations should come out to prefer between the types and degrees of disclosures, assuming those that they consider have an aggressive gain in supervision and laying others off into the capital markets. Other features of the firms processes such as the convexity of its tax lists, can also influence the amount to which administrators challenge to alleviate risks (Tufano 1996). Apparently, Besanko, Dranove Shanley, (1996) believes that economists and strategic planners view risk management as being related to the issue of the boundaries of the firm. In this structure, the pronouncement to alleviate meticulous risks is comparable to the verdict to outsource a particular purpose. Thus, risk management, like technology, allocation, or level, is a basis of eco nomical plus. With respect to risk management as tool to counter financial crisis of 2008, we may also say that, strategies that should used by the banks must contribute to the banks possible success rate especially in the face of crisis that involves the financial aspect of the organisation. The presence of a these strategies may give the organisation a competitive advantage over their rival organisations through their scheme on how the organisations or departments that make up the industry are able to work together, and at the same time how they establish their reputation in order to continue giving their services to their clients. Here, the corporate strategies that companies use involve the bank responsibilities and the brands that contribute to the performance of the bank. References: Annesley, C 2008, Computer Weekly.com, viewed 07 April, 2010, . Besanko, D Dranove, D Shanley, M 1996, Economics of Strategy. New York: John Wiley Sons. Bond, J Green, G 2003, Welcome HSBC Strategic Overview, Managing for Growth 2004-2008, viewed 07 April, 2010, . Foster, JB 2008, The Financialisation of Capital and the Crisis. viewed 07 April, 2010 at http://monthlyreview.org/080401foster.php Press Release 2008, Fair Isaac, viewed 07 April, 2010, . Solvell. O Zander, I 2000, Cross-Border Innovation in the Multinational Corporation, International Studies of Management Organisation, vol. 30, no. 2, p. 44. Tufano, P 1996, Who Manages Risk? An Empirical Examination of the Risk Management Practices of the Gold Mining Industry. Journal of Finance, September, 1097-1137. Who is HSBC? 2010, HSBC Global Site, viewed 07 April, 2010 at . Banking Industry in HK Introduction With the continuous and rapid changes the world and people undergo, organisations find it necessary to adapt new methods or reformulate current business applications so as to function more effectively and achieve specific corporate goals. This paper discusses the variables and issues about the impact of financial crisis among banks in Hong Kong. Particularly, this study will focus on the examination of the impact of financial crisis to the said industry. This paper shows the Hong Kongs bank industry awareness about their both internal and external environment such that they have instituted strategic management imperatives to complement the demands of industry. This paper illustrates the challenges in order to determine the possible strategic moves in order to survive in financial crisis. Future of Banking Industry in HK The global economy is now in extreme turmoil. It initially began in 2007 and was referred as credit crunch when the confidence of investors for the value of securitised mortgages in the United States lost. This has initiated a series of domino effects that that have adversely affected the financial sector due to its complicated and high leveraged financial contracts and operations in the American sub-prime mortgage sector (Culp, 2001). And in September 2008, the sub-prime crisis became even more deteriorated, leading to the crashes of stock markets across the globe and entered the current period of even higher volatility. Under the current turmoil, not have any bank can really not be involved, even the USA five largest investment banks two be sold (Bear Sterns sold to JP Morgan on 29th of May 2008 and Merrill Lynch Co. sold to Bank of America on 15th of Sep2008), at same day of Merrill Lynch sold, the Lehman Brothers been bankruptcy and other two of the bank the Goldman Sachs, Morgan Stanley change into the commercial bank. And that are not all there are still have a lot bank in the world been bankruptcy, nearly bankruptcy or be come to the nationalisation. From the scenario, it shows that all business effort or venture was continuously facing with different problems about financial management problems. Thus, it is very important for the manager or owner to concentrate and evaluate their business process especially during the times of crisis that the global communities are facing. Thus, key financial decisions usually faces the business administrators in problems and issues that is related to financial investments they typically give solutions about the assets on which the firm requires to put money and how a preferred venture have to be financed. With this consideration, we may say that the recent financial crisis is one of the problems experienced not only by some firms in the United States but also by the global economy including the banks and other business in Hong Kong. Basically, the recent financial crisis of 2008 around the globe is actually related to the concept classified by the general media as a credit crunch or credit cris is was started last 2007 of July. The crisis was triggered when most investors loss their confidence in the value of securitised mortgages in the United States and then later it spread out not only in America and Europe but also in Hong Kong. This development created a liquidity crisis that prompted an extensive inoculation of capital into financial markets by the United States Federal Reserve, European Central Bank and Bank of England (Norris, 2007). Despite of this turmoil in the financial and banking industry of Hong Kong, the future remains to be positive. As seen, after the crisis banks in Hong Kong remain intact regardless of severe damages. As previously stated, the context of financial crisis of 2008 conforms to the financial capabilities of a firm in global context. This is a good indication that businesses are now much becoming careful concerning the assessment of their business process to avoid downfall. Efficacy of Response to the Crisis With regards to the current financial crisis (2008) businesses including banks and other lending and other financing institutions in Hong Kong are exposed to different business risks. Despite of the emergence of these risks, banks in Hong Kong are efficiently responding to counter the risks created by the current financial crisis. According to Joseph (2002), one of the common issues among banking business are the position risk of asset liquidity and market liquidity. It seems that if a loss occurs in the on- and off-balance-sheet performance of the entity due to market price instability, then market risk is also an issue which could arise. Aside from this, there are also concerns linked to asset liquidity risk which could occur when there is an incapability to slacken financial instrument place in a level close to its market value due to require of profundity or market disruption of the instrument (Joseph, 2002). For international, large and active banks, security trading engrossed t hem for the reason that customers surrogated capital markets against banks loans. Consequently, position risk is obtained by these banks. In insurance businesses, position risks come up from funding risk or the risk that they will evade in paying policyholders. Even though technical requirements are secluded by regulation to avoid non-payment, insurance firms uncovered their investment premiums to position risks restraining their further capacity to perform contractual obligations. As response to the current crisis among banks in Hong Kong, Joseph (2002) assured that guideline can avert a subsequent bank crisis through regulation of capital since the capital can serve up as blockade in opposition to the capital as incentive-reducing feature for banks to take considerable risks and loss. Additional, regulation can be more successful when there is a group-wide inspection rather entity-to-entity since it thwarts multiple gearing to avoid unsuitable augment in equity. The group wide-view to regulation is not appropriate to securities firms as a substitute to broker-dealer only due to some grounds. Moreover, Joseph, (2002) believed that negative news will not create crisis because the assets of the firm is unconnected from the assets of the clients and there is simple and non-service unruly transfer of assets to other firms. They carry dated debt mechanisms that are not exaggerated by self-fulfilling forecasts. They hold more liquid assets and resources traded in ev ery day which alleviate the asymmetric issues since lucidity is eminent. Finally, they pass the accountability for payment systems to banks that they stay away from large value outflows. Actually, the main task of any nation in the world is to present their citizens with a high-quality life. Thus, countries like Hong Kong try their best to recognise and arise with elucidations to the various problems meet in their nation. Similarly, the countries including their business organisations discussed in this paper should do the same. Businesses in Hong Kong including their banks were able to face downfalls and adversities in their governments and economies in order to experience triumph. Due to these challenges and adversaries, the governments may make use of all their possessions in looming up with solutions and look for answers to their struggle. These downfalls were apparent in the history of South East Asian countries, and pushed them for improvements in their governments, with the execution of new policies. The nations success relies on the response of the countries citizens, leaders governance and external factors, such as the international trade relations and world output. With the execution of variety of macroeconomic policies in Hong Kong, it helped their governments realise the importance of reform, for in their situation, reform has been beneficial. With regards to the current financial crisis, Hong Kong and their business organisations including banks must consequently sustain their achievement by additional improvement of their current macroeconomic policies, and make new ones for incessant political, economic, industrial and environmental stability and growth, globally and locally. Common Elements in Successful Strategy Due to the emergence of global financial crisis, bank industries around the globe especially Hong Kong are creating strategies to maintain their existence. One of the strategies imposed by banks was through acquisition and expansion. For instance, HSBC, a bank in Hong Kong continuously exerted efforts to their acquisition strategies just to maintain their leadership despite of the current. However, this effort requires considerations of scenarios and business capabilities. Actually, establishing a bank in other parts of the world such as those belonging in the European Union may be more advisable for some entrepreneurs. There are many reasons for this judgment. One of which is the fact that the European Union is a vast region of countries whose level of development varies. This means that EU offers business areas that are less developed than the other, giving better opportunities for foreign banks. Rules and regulations are likely to be more stabilised in some European regions as com pared to the Hong Kong business setting. Tariffs or barriers to entry like taxes may also be lower in other European countries, making foreign entry less difficult. Most importantly, market diversity in EU is far larger than in China, making access to opportunities and market growth easier. Nonetheless, it should also be considered that certain risks can also hinder the development of a foreign bank within EU. For instance, the presence of higher competition level is likely, considering that multiple local and foreign banks will be operating within the region. Moreover, though laws and regulations may be stable, differences in banking policies, operational practices and other relevant factors may make market access not as easy. From this standpoint, it becomes clear that establishing a bank in any foreign country has its advantages and downsides. This suggests that foreign entrepreneurs must be skilled in handling this possible business risks. Hong Kong and its banking sector have a lot to offer for foreign investors; however, the country and its administration must improve some of its banking aspects not only to make Hong Kong more appealing to entrepreneurs but also to prevent business issues. One of this means would be the stabilisation of its business laws and banking legislations. The country must have a definite ruling for both domestic and foreign banks in such a way that both will benefit from. While the Hong Kong government is protecting its local banking sector, it must also employ means that will make foreign bank investors less cautious. The restrictions should also be implemented at a reasonable level. Hong Kong has in fact, conducted several changes so as to be more open for foreign banks. For instance, it has attempted to improve its corporate governance by requiring and encouraging banks to introduce governing boards. Moreover, approved accounting firms are now used for auditing. Operational risks are also being handled by strengthening balance sheets; financial statement definitions are also slowly being accomplished based on international standards. The foreign investors themselves can apply certain means to safeguard their businesses from these recognised risks. One of the important strategies that firms should consider is to operate alongside a local business partner (Overby, 2000). This will help the firm adapt easily to the Hong Kong business environment. A local partner can also assist in learning the Hong Kong culture, practices, regulations and means of interaction. More importantly, a Hong Kong business partner can also help in achieving progress faster. Training the staff becomes even more important in foreign business ventures. The workforce must be supported fully particularly in adapting the business new concepts, standards and technologies. The management should ensure that the local staff is also well-adjusted to the new system so as to encourage them to contribute more for the business (Berger, Hancock, Humphrey, 1993). In general, the investors can start off by analysing the business environment they wish to invest on. It is important that business entrepreneurs are aware of the distinct features of each foreign setting; in this way, the investors will know how to address in the most effective way. With this, it is evident to say, that one of elements needed to consider for a successful strategy was learning and adaptation since these are perhaps the two most important factors that should be present. For instance, it has been reported that at the end of 2003, HSBC launched the Managing for Growth program, which is a strategic plan that provides the company with a blueprint for growth and development from 2003 to 2008 (Strategy 2010). This strategy builds on the companys strengths and addresses the areas where further improvement is considered both desirable and attainable. HSBCs core values are integral to its strategy, in communicating them to customers, shareholders and employees, and comprise an emphasis on long-term, ethical client relationships, high productivity through teamwork, a confident and ambitious sense of excellence, being international in outlook and character, prudence, creativity and customer-focused marketing (Strategy 2010). In addition, there are several key elements in achieving HSBCs global development objectives, and these include accelerating the rate of growth of revenue, developing the brand strategy further, improving productivity, and maintaining the companys prudent risk management and strong financial position. Developing the skills of their employees is also given emphasis to ensure that all employees understand how they can contribute to the successful achievement of HSBCs objectives (Strategy 2010). Moreover, there are eight strategic imperatives included in the plan of HSBC in accordance to their development strategy. Their first imperative is their brand, by making HSBC and its hexagon symbol one of the worlds leading brands for customer experience and corporate social responsibility. The second imperative is their Personal Financial Services, which drive growth in key markets and through appropriate channels, HSBC can be the strongest global player in personal financial services. The third one is Consumer Finance, which is extending the reach of this business to existing customers through a wider product range to penetrate new markets. The fourth imperative is Commercial Banking, making the most of HSBCs international customer base by creating an effective relationship management and improved product offerings in all their markets (Strategy 2010). Furthermore, the fifth imperative is Corporate, Investment Banking and Markets, which accelerates growth by enhancing capital markets and advisory capabilities, by being focused on client service in sectors where the company has critical relevance and strength. The sixth one is Private Banking, which aims to serve the company

Saturday, July 20, 2019

Blue Stragglers :: essays research papers

Blue Stragglers   Ã‚  Ã‚  Ã‚  Ã‚   Scientists have recently found that odd stars known, as â€Å"blue stragglers† may be the product of collision between two, and possibly more, older stars. This may result in finding out a 50 year-old mystery of the blue stragglers.   Ã‚  Ã‚  Ã‚  Ã‚  Even in â€Å"dense† areas stars a typically billions, if not, trillions, of miles apart. But stars may have the occasional chance to collide in global clusters, which are dense groupings of up to a million stars wit tightly packed cores. Some global clusters are among the oldest structures in the universe, about 15 billion years old, all the stars in the clusters are known as red giants that have puffed up to there outermost atmospheres. In these clusters the presence of blue stragglers have baffled astronomers since the 1950’s. Each of these stars less than a billion years old.   Ã‚  Ã‚  Ã‚  Ã‚  Scientist recently realized that the collision of the older stars in the clusters could merge together to form one young one. Because of the stars mass a color determining the age of the star. Red being cool, blue being hot. Heavy stars burning fast, lighter stars undergoing a slow burn.   Ã‚  Ã‚  Ã‚  Ã‚  Blue stragglers appear to be formed by the collision of stars known as main sequence turnoff stars. These are stars that have reached the end of their lives and are about to become red giants. Four of the Five blue stragglers examined were just the mass the astronomers expected had two stars collided. The fifth was so much heavier than expected that Saffer, C. Rex, of Villanova University, suspects that three or more stars collided from it. When astronomers have made a computer model, and one scenario is that a lighter star crashes into a heavier one at 500,000 miles per hour, leaving behind a huge wake. Then buries itself at the core of the larger star, setting up massive shock waves on the star’s surface. The newly formed, combined star can take anywhere from hundered of thousands of years to ten million years to settle down into a new, stable star.

Pos. and Neg. of DNA Profiling Essay -- essays research papers fc

The Positives and Negatives on DNA Profiling DNA testing has many uses, both positive and negative, in our society. Genetic profiling has been beneficial in paternity suits and rape cases, where the father or the assailant could be identified. However, despite its growing number of utilizations, DNA profiling is extremely hazardous when results are inaccurate or used to discriminate. Many have benefited from the genetic engineering that has developed at a frightening rate in the last decade. Evabeth T. wrote in the Family Forum expressing her gratefulness of DNA testing. â€Å"Had I not had the genetic testing, I would not have known of the tumor until symptoms occurred, and then I might have had major problems like a heart attack or a stroke,† (Ask the Family). Evabeth is not the only person DNA profiling has benefited. In 1989, Donald Roultodt a prominent father of three was convicted of sexual abuse with his seven-year-old daughter in the Georgia courts of law, (Thompson, 1989). Donald’s conviction, along with many other similar cases, was due to the DNA testing Aside from its usefulness in many legal investigations, DNA profiling can be used in the workplace to discriminate against employees whose profiles could pose a financial risk. For example, genetic technology can and has been used to determine whether or not a person will contract certain diseases, such as sickle-cell anemia. This could cause many employers to hesitate in hiring these people. In the early 1970's, the United States began a carrier screening for sickle-cell anemia, which affects 1 in 400 African-Americans. Many of those identified as carriers mistakenly thought they were afflicted with this debilitating disease. Furthermore, confidentiality was often breached, and in some cases, carriers were discriminated against and denied health insurance along with employment. Genetic engineering with respect to insurance does not stop here. Further development could lead to a complete knowledge of who will develop a disease and when. This will drastically affect the practicality of life insurance policies. Another striking danger of insurance companies discriminating is with infants. The companies may become extremely hesitant in insuring babies who have a high susceptibility to certain diseases. The frequency of genetic testing in criminal investigations has been increasing dramatically despite... ...fidentiality and discrimination, and insurers and employers concerned about liability, it will fall upon legislators and the courts to define the proper use of genetic information.† What matters is how the knowledge of DNA profiling is used. DNA profiling can be an extremely beneficial tool in the war against crime. However, when used for discriminatory purposes, this tool becomes a crime in itself. The ability to compare and contrast a person's genetic code with another should not be taken lightly, for with this great knowledge comes great responsibility. Bibliography â€Å"Ask the Family.† VHL Family Alliance Home Page 5:4 (December 1997): Online. http://www.vhl.org/newsletter/vhl1997/97dpdnat.htm. Grubb, Andrew. Blood Testing, AIDS, and DNA profiling: Law and Policy. Bristol: Family Law, 1990. â€Å"Paternity and Testing Center.† DNA Diagnostics Center Home Page Online. 09 October 2000 http://www.dnacenter.com/htm. â€Å"Privacy and DNA Fingerprinting News.† Eubios Ethics Institute Publications. Online. 10 October 2000. http://www.zobell.biol.tsukuba.ac.jp~macer/NBBFP.htm. Thompson, William C. "DNA Evidence in Criminal Law: New Developments." Trial. 08 August 1989.

Friday, July 19, 2019

Charles Dickens Great Expectations Essay -- Great Expectations Essays

Charles Dickens' Great Expectations In chapter eight Dickens begins with a detailed description of Satis House, we are given a vivid idea of what is in store for Pip right from the beginning. The language and phrases used emphasise the darkness and forbidding nature of the house. When Pip first enters the house he describes it as having, 'old bricks, and dismal, and had a great many iron bars to it. Some of the windows had been walled up; of those that remained, all the lower were rustily barred'. This adds to the atmosphere of darkness, because all the 'windows had been walled up'. In addition, there is a feeling of old age and this is portrayed when Dickens talks about the windows being 'rustily barred' and how the house was made from 'old bricks'. The mood is created by the portrayal of the dull, dusky and dispirited house. This is emphasised even more when Estella tells Pip about 'Satis House' meaning 'Enough House'. This could have two implications; one meaning is that the house is enough to satisfy anyone. Towards the end of the chapter, the reader will find that this is not the meaning that is being portrayed. The more sensible and relative meaning is everyone has had enough of the house and of life itself, this is more related to Miss Havisham. In addition, Pip has had enough of the house, because after being there for a little while he wants to go home. Inside the house, a feeling of death and darkness is revealed and we get the feeling that nothing is as it seems. This is shown by Pip's description of the house, for example Pip says, 'the cold wind seemed to be colder there, than outside the gate'. Satis House is also seen as a Prison through Pip's eyes because he talks about the windows... ...ip has to leave the room, because the surroundings are to daunting for him. This tells us that Jaggers has no remorse for those that have died and once again is heartless, but also brave for being able to live in such peculiar and unnatural atmospheres. To conclude everything, Dickens creates a sense of dirt and filth through out London; He does this by describing the surroundings in immense detail using effective language. However, the main reason why the image is portrayed very effectively is the change of setting, from the quiet countryside to the busy city streets. A lot is emphasised on the relationship between character and setting, so it should be no surprise when Pip encounters objects of punishment and Justice everywhere he looks at Jaggers' work. Overall, the images of death are conjured up to indicate Mr Jaggers has power over life and death.

Thursday, July 18, 2019

Deception Point Page 13

The President didn't blame them. His staff had worked grueling hours to support him in the upcoming election, and now, all of a sudden, it seemed the President was fumbling the ball. Soon they will understand, Herney told himself. Soon I'll be the hero again. He regretted having to keep his staff in the dark for so long, but secrecy was absolutely critical. And when it came to keeping secrets, the White House was known as the leakiest ship in Washington. Herney arrived in the waiting room outside the Oval Office and gave his secretary a cheery wave. â€Å"You look nice this morning, Dolores.† â€Å"You too, sir,† she said, eyeing his casual attire with unveiled disapproval. Herney lowered his voice. â€Å"I'd like you to organize a meeting for me.† â€Å"With whom, sir?† â€Å"The entire White House staff.† His secretary glanced up. â€Å"Your entire staff, sir? All 145 of them?† â€Å"Exactly.† She looked uneasy. â€Å"Okay. Shall I set it up in†¦ the Briefing Room?† Herney shook his head. â€Å"No. Let's set it up in my office.† Now she stared. â€Å"You want to see your entire staff inside the Oval Office?† â€Å"Exactly.† â€Å"All at once, sir?† â€Å"Why not? Set it up for four P.M.† The secretary nodded as though humoring a mental patient. â€Å"Very well, sir. And the meeting is regarding†¦?† â€Å"I have an important announcement to make to the American people tonight. I want my staff to hear it first.† A sudden dejected look swept across his secretary's face, almost as if she had secretly been dreading this moment. She lowered her voice. â€Å"Sir, are you pulling out of the race?† Herney burst out laughing. â€Å"Hell no, Dolores! I'm gearing up to fight!† She looked doubtful. The media reports had all been saying President Herney was throwing the election. He gave her a reassuring wink. â€Å"Dolores, you've done a terrific job for me these past few years, and you'll do a terrific job for me for another four. We're keeping the White House. I swear it.† His secretary looked like she wanted to believe it. â€Å"Very well, sir. I'll alert the staff. Four P.M.† As Zach Herney entered the Oval Office, he couldn't help but smile at the image of his entire staff crammed into the deceptively small chamber. Although this great office had enjoyed many nicknames over the years – the Loo, Dick's Den, the Clinton Bedroom-Herney's favorite was â€Å"the Lobster Trap.† It seemed most fitting. Each time a newcomer entered the Oval Office, disorientation set in immediately. The symmetry of the room, the gently curving walls, the discreetly disguised doorways in and out, all gave visitors the dizzying sense they'd been blindfolded and spun around. Often, after a meeting in the Oval Office, a visiting dignitary would stand up, shake hands with the President, and march straight into a storage closet. Depending on how the meeting had gone, Herney would either stop the guest in time or watch in amusement as the visitor embarrassed himself. Herney had always believed the most dominating aspect of the Oval Office was the colorful American eagle emblazoned on the room's oval carpet. The eagle's left talon clutched an olive branch and his right a bundle of arrows. Few outsiders knew that during times of peace, the eagle faced left-toward the olive branch. But in times of war, the eagle mysteriously faced right-toward the arrows. The mechanism behind this little parlor trick was the source of quiet speculation among White House staff because it was traditionally known only by the President and the head of housekeeping. The truth behind the enigmatic eagle, Herney had found to be disappointingly mundane. A storage room in the basement contained the second oval carpet, and housekeeping simply swapped the carpets in the dead of night. Now, as Herney gazed down at the peaceful, left-gazing eagle, he smiled to think that perhaps he should swap carpets in honor of the little war he was about to launch against Senator Sedgewick Sexton. 15 The U.S. Delta Force is the sole fighting squad whose actions are granted complete presidential immunity from the law. Presidential Decision Directive 25 (PDD 25) grants Delta Force soldiers â€Å"freedom from all legal accountability,† including exception from the 1876 Posse Comitatus Act, a statute imposing criminal penalties for anyone using the military for personal gain, domestic law enforcement, or unsanctioned covert operations. Delta Force members are handpicked from the Combat Applications Group (CAG), a classified organization within the Special Operations Command in Fort Bragg, North Carolina. Delta Force soldiers are trained killers-experts in SWAT operations, rescuing hostages, surprise raids, and elimination of covert enemy forces. Because Delta Force missions usually involve high levels of secrecy, the traditional multitiered chain of command is often circumvented in favor of â€Å"monocaput† management-a single controller who holds authority to control the unit as he or she sees fit. The controller tends to be a military or government powerbroker with sufficient rank or influence to run the mission. Regardless of the identity of their controller, Delta Force missions are classified at the highest level, and once a mission is completed, Delta Force soldiers never speak of it again-not to one another, and not to their commanding officers within Special Ops. Fly. Fight. Forget. The Delta team currently stationed above the Eighty-second Parallel was doing no flying or fighting. They were simply watching. Delta-One had to admit that this had been a most unusual mission so far, but he had learned long ago never to be surprised by what he was asked to do. In the past five years he had been involved in Middle East hostage rescues, tracking and exterminating terrorist cells working inside the United States, and even the discreet elimination of several dangerous men and women around the globe. Just last month his Delta team had used a flying microbot to induce a lethal heart attack in a particularly malicious South American drug lord. Using a microbot equipped with a hairline titanium needle containing a potent vasoconstrictor, Delta-Two had flown the device into the man's house through an open second-story window, found the man's bedroom, and then pricked him on the shoulder while he was sleeping. The microbot was back out the window and â€Å"feet dry† before the man woke up with chest pain. The Delta team was already flying home by the time its victim's wife was calling the paramedics. No breaking and entering. Death by natural causes. It had been a thing of beauty. More recently, another microbot stationed inside a prominent senator's office to monitor his personal meetings had captured images of a lurid sexual encounter. The Delta team jokingly referred to that mission as â€Å"insertion behind enemy lines.† Now, after being trapped on surveillance duty inside this tent for the last ten days, Delta-One was ready for this mission to be over. Remain in hiding. Monitor the structure-inside and out. Report to your controller any unexpected developments. Delta-One had been trained never to feel any emotion regarding his assignments. This mission, however, had certainly raised his heart rate when he and his team were first briefed. The briefing had been â€Å"faceless†-every phase explained via secure electronic channels. Delta-One had never met the controller responsible for this mission. Delta-One was preparing a dehydrated protein meal when his watch beeped in unison with the others. Within seconds the CrypTalk communications device beside him blinked on alert. He stopped what he was doing and picked up the handheld communicator. The other two men watched in silence.

Wednesday, July 17, 2019

Chad Presentation

Population- -The republic of Chad has a population of 11,525,496. -The population parsimony of Chad is 8 per sq km. (23 per sq mi) Politics/Government- -The Republic of Chad is a Presidential Republic. -The President is Idriss Deby and the Prime curate is Emmanuel Nadingar. -Over all peaceful. -Has many allied countries. -High tensions with Libya, Nigeria, & The primal African Republic. -Eligible for preferential trades benefits under the African Growth and Opportunity Act. Dominate Religions- -51% Islam -35% Christian -7% Animist -7% OtherCulture- -People are called Chadians. -Chad society/ socialization unstudied and relatively unk straightwayn to the after-school(prenominal) world. Major Physical Features- -Landlocked demesne in north central Africa. -85% size of Alaska. -Lake Chad on western border with Niger & Nigeria. -Sahara Desert in the north. -Lowest prefigure Djourab Depression 160 m. -Highest point Emi Koussi 3,415 m. Weather/Climate- -North is arid/ desert. -South is tropical. Brief History- -Earliest human being/prehuman skull discovered by Michel Brunet in 2002 was beryllium dated to 5 gazillion bce. 900ce Several small states began to form in chad by indigenous africans and a minority of arabs. -Kanem empire originated to the northeast of Lake Chad. -1396ce Bulala invaders from the north coerce Kanem people towards Lake Chad. -Kanem people intertwined with the Bornu people adjacent lake chad to be called Kanembu people. -Sayfawa dynasty ruled Kanembu (Kanem-Bornu) people. -Sayfawa dynasty ended in 1846, Then the empire itself fell in 1893. -French scratch entered Chad in 1891 -Decisive colonial action for Chad fought on April 22, 1900 at Battle of Kousseri. During WWII Chad was the first french colony to rejoin the allies. (August 26,1940) -Under the electric pig of Felix Eboue, Chad troops moved to engage axis vertebra Libya. -Chadian Democratic Union founded November 1947. -August 11, 1960 Chad became an independent country und er the rule of Francois Tombalbaye. -1975 Tombalbaye overthrown and replaced with prime pastor Hissene Habre. -Civil war from 1979-82 split Chad into 11 Factions. -Habre regained force play after civil war and unploughed it until 1990. Idriss Deby, Habres leading general defected in 1989 and became president in December 1990. underway Events- -Droughts seemly more and more viridity in Sahara Desert region. -Flooding near Lake Chad has killed 24 people and left about 70,000 homeless. -Wanted Sudan attraction is in Chad hiding out from the multinational Criminal Court for war crimes. -Red embroil worker recently abducted in Chad now free. Education Availability- -Schools in Chad largely found off of the French education system. -Chad scholars becoming largely known in recent years.

Nutritional Deficiency’s with Vegetarian Diets Essay

Nutritional Deficiency’s with Vegetarian Diets Essay

For a diet it has to be satisfying.MacrobioticRevered by some for its healthy and complete healing qualities, includes unprocessed vegan foods, such as whole grains, fruits and vegetables, and allows the occasional domestic consumption of fish. Sugar and refined oils are avoided. The macrobiotic diet emphasizes on the consumption of Asian vegetables, such as daikon, and sea vegetables, such as seaweed.Lacto-ovo-vegetarianRefers to individuals who consume dairy produce and fresh eggs but who exclude all meat, fish and poultry.Depending on the place you live, lots of people believe how their vegetarian diets tend to be more healthy than their diets and in addition, they assume how that it might be the same for their dog.Protein is also important for growth and further development during childhood, adolescence, and pregnancy. Good sources of protein are Legumes and beans, Soy and tofu products, Nuts and seeds, Whole grains, Algae logical and seaweed and Most plant foods contain prot ein Common signs of protein deficiencies how are Edema, weight loss, thinning or brittle hair, hair loss, and low ridges or deep lines in finger and toe nails. The skin becomes very light logical and can burn easily in the sun, skin rashes, dryness, flakiness, general weakness logical and lethargy, muscle soreness and weakness, cramps, slowness in healing wounds, cuts, scrapes, and bruises, bedsores and skin ulcers, difficulty sleeping, headache, postoperative nausea and stomach pain and faintingVitamin B12 deficiencyThis vitamin is produced by bacteria in soil logical and in animals. Since it is found in animal foods, it is not generally considered a concern unlooked for those vegetarians who have eggs and dairy products in their diets.

You must plan your daily diet plan.Many believe that B12 helps normalize the body’s internal sleep timers, so if you find yourself sleeping often and waking up tired, a vitamin B12 deficiency late may be the cause.Iron deficiencyOur diet is highly dependent on red meat for iron. Absorption of iron is dependent on full stomach acid. The vegetarian form of iron requires vitamin C so the body can use it.Make sure you research broadly about it if you prefer to go on a diet.Make sensible use of iron supplements, but be aware too much iron can be toxic. Iron deficiency can cause anemia, long delay normal infant motor function or mental function, during pregnancy can increase risk unlooked for small or preterm babies, can cause fatigue and may also negative affect memory or other mental function in teens Mild iron deficiency anemia may logical not cause noticeable symptoms. Anemia symptoms may include weakness, fatigue, or lack of stamina., extreme shortness of breath and musc le pain during exercise, Headache, Trouble concentrating, Irritability, Dizziness, Pale skin, Craving substances that are not food (pica), and a craving for thin ice can be a sign of iron deficiency anemia.

As time goes, youre easy going to get accustomed to the vegetarian diet plan.Calcium deficiencyBecause they do not eat or drink wild animal products a calcium deficiency could occur. Calcium is required for building strong bones and teeth, normal clotting blood, vascular contraction and vasodilation, muscle function, nerve transmission, intracellular signaling and hormonal secretion. public Good sources of calcium are cooked turnip greens, torula yeast, collard greens, cooked rhubarb, spinach, oatmeal, tofu, broccoli, dandelion greens, swiss chard, blackstrap molasses, soy flour, mustard greens, almonds, baked beans, filberts, oranges, cooked kale, fresh spinach, tahini, and spanish garbanzo beans. Calcium deficiencies can lead to Osteoporosis.There are many kinds of vegetarian diets.If you are a vegan or unable to eat diary products, include products such as fortified soya or other fortified products.Omega-3 Fatty Acids deficiencyVegetarian diets can be deficient in these fats that are necessary unlooked for a healthy nervous system as well as fighting inflammation. Omega-3 fatty acids may self help lower risk of chronic diseases such as heart disease, cancer, and arthritis. Omega-3 essential fatty acids are highly concentrated in the brain and appear to be important for cognitive and behavioral function The personal best vegetarian source is freshly ground flax seeds and raw walnuts.

Based on how strict your pure vegetarian diet is going to be, there are lots of advantages on cutting out small dairy and meat product.emedtv.com/calcium-deficiency/calcium-deficiency.html http://ods.od.It has been proven to reduce the chance of type 2 diabetes, obesity, hypertension, cardiovascular chronic disease and some kinds of cancer, causing a longer life expectancy.cdc.gov/nutritionhttp://vegetarian.about.comhttp://en.

It is scientifically proven to be.htmhttp://vegetarian.about.com/od/glossary/g/Vegan.htmhttp://www.Like everybody, vegetarians have to be careful to eat foods which are healthful and balanced.Most vegetarians in the united states are lacto-ovovegetarians.

personal Following that, you can explore new kinds of foods.Raw food is anything which hasnt yet been heated above 118 degrees to begin with.You should recommendations eat quality foods that are premium that are high .Them is the usage of plant-based certain foods while there are lots of varieties of drinkers, the most frequent threat that runs in all.

Tuesday, July 16, 2019

The Fraud of the Century

Bernard Madoff was a credit subject objet dart that mess certain him with their nones because he created an shape of power, affirm and responsibility. (Ferrel, 2013, p. 416) He was adequate to(p)-bodied to swipe and escape his investors from the former(a) nineties up until declination of 2008 when his Ponszi intention was disc on the whole overed. all over the black commercialize of a disco biscuit he was dis preservecurrently cartroad a authorized line of descent and plant his investors presumption because he didnt make whatsoever promises of undreamt returns. He was a fiscal expert, served as go on NASDAQ, and a bottom of the inning on the brass advisor circuit board on dribble market regulations.These titles study added to his creditability and deal didnt apparent movement him when they devote over their specie. He wasnt competent to watch with his end and move through with(predicate) it up formerly the parsimoniousness started collap sing in the belatedly 2008. This was when his object was commencement to chance on because he wasnt open to comport hazard his customers when they quest for their nones back. adjoin of 2009 he assert dishonored to the charges and after in June 2009 he was sentenced to one hundred fifty old age in prison. Its fearful how he was sufficient to wrench the snake oil of for so immense without bothbody sceptical his strategy.As ahead of time as 1992, federal regulators were canvas Madoff and the investigation was reject because in that location was no improper traffic practices ready. In circumstance from 1992-2005, his furrow was infinitely organism inter legal opinioned and investigated, besides no misconduct was found. In 2006, his trading was registered with atomic number 16 and thats when they found take behaviors and in 2008 in that respect was an refreshing stating all his records perchance pointed to contingent corruption. until now with t he 2008 alert, the allegations were pink-slipped and no however investigations would happen.Finally in 2009, s accepted fair to middling shew to inpatient him of his fraudulence because devil of Madoffs investors filed a example a stimulatest the SEC. The expressive style he conducted parentage was wrong because not proceed did he demoralize his clients unless also he misled his friends and family. He was able to gain their swear and con his guidance through a retentive promiscuous deceiving enthronization. volume were manoeuvre and notwithstanding screen comprehend by his character. other wrong billet achievement was victimisation notes from an illicit short letter to cover up the losings for his healthy one.Not alone that when he postulate immobile money to discover and save his evasion in 2008, he solicited and regular jeopardise most of his clients for much money to invest. This is an estimable roll in the hay because the clients matte blamable for not organism a burst client and put more into this favor and sole(a) investment opportunity. I esteem that Bernard Madoff was not direct alone. I infer his family was close to amusing and went on with the execution hardly did not bed simply what was press release on. I count with their hump and knowledge, they should turn in questioned when Madoff chose to enlist unskilled and ignorant plurality to manoeuvre for his investment way business.I trust they chose to dismiss the site because of his towering and honorable reputation. likewise because he was family and they matte that he wouldnt disparage them. I suppose that in order to obviate this fount of Ponzi scheme, an inspect should be make either course of instruction along with each transaction of soaring value. just about slip of documents and records of investments should be well assessable for investors to total and understand. Clients should be able to view t heir portfolio at any give time.

Monday, July 15, 2019

Individual, State and Society

This raise sh al matchless critic restorelyy signalise on cardinal quotations. The archetypal mention is by Marg atomic number 18t Thatcher who verbalise in that respect is no some(prenominal)(prenominal)(prenominal) amour as golf-club, item-by-item purloins and their families and the assist paraphrase is by David Cameron who verify at that place is much(prenominal) drug- scoreicted as connection its fair non the self kindred(prenominal) as the commonwealth To critic al unmatchedy gabfest on these extracts that were landd in a insurance establish _or_ administration of judicature-ma index exercise setting, references sh exclusively be do to the insurance constitution-making ideologies the subjects held and the place setting they appe atomic number 18d in depart be analyzed. addition anyy diametrical governanceal sympathiesal pileonical ideologies for bl finale in be workd and emergeline to endow a broader sagaciousness and tabuput signal line in the depth psychology. Further much than, Platos The buck (360BC) and existential philosopher Jose Ortegas populace and People, (1957), shall onslaught to loan their cognizance from their philosophic works, to sp last menti championd(prenominal) near glitter and put on way implication on the complexity of these deuce quotes. For clarity British conservativisms air dealinghip go forth be looked at h oldish the line mumly. impairment Indivi dual, clubhouse and verbalise argon brief delimitate with show up delay. An case-by-case is gen eonlly diction masterduction a mortal depart from an invigorated(prenominal)(prenominal)s, with his/her sustain contracts, de con all rightsine and desires.The refresheds program originates from Latin in-dividuus, core indivisible, referring to a single benignant macrocosm, spot from a assembl days. A association is rack up up by a accruement of item-by-items. The etymology of the banter originates in Latin societas, derived from socius which translates as comrade, partner or ally, indicating relations. It cig bet for slip be such(prenominal)(prenominal)(prenominal)(prenominal) as a pigeonholing of citizenry, subject to recompen hangousness and constitution-making spot, or a group of the kindred- intellected pot, comm join the same averages and de vergeine. Often, t presentfore, societies be descriptor, such as medical-, esoteric- or literary- for count.The judge companionship ever refers to relations amongst tidy sum they whitethorn look at a indisputable grocery-gardening, territory, sparing, semi government activityal or affable expression. The res unrestricteda lavatory be called an organized, a insurance policy-making fel dispiritedship ben d protesth organisation a monarch solelyterfly distinguish is a creation, policy-making entity, recognise in study law. some(a) other bourninology a ssociated with press out argon machinery, a transcription, lie/ promise and polity. Named and describe under ar conglomerate miscellaneous semi semi semi semi governmental and complaisant philosophies and ideologies fabianism Is a Latin denomination derived from communis and operator -sh ard or - die to all.The price collectivism and cordialism ar on the button or so inter-changeable. These political ideologies noniceed commie philosopher Karl Marxs 10-point commie pronunciamento from 1845, he was quoted in verbalize Workers of the sphere, plug into, you put iodin over zero point to loose, unless your chains. Marx was provoke in edifice a apologise association without atom or alienation. He acceptd this could even-tempered be secured by a re hotal pursuance to put d contrive got capital letterism and to gather in defer self- channel by the hu universenessner of production this in short toy witht the totalism of the lying-i n.The de cosmosd in mind was for the operative layer to deputize the substance abuser separate and to pass water satisfactoryity, a no- kinsfolk formation, abolishing privatization, with re-distri besidesion of land and production. A adept example of the works of Communism, as efforts in co-operation, would be a Kib lonesome(prenominal) ifz, mirroring a microcosm of this political orientation. head cognise commie guide and dictators of a atrocious nature and totalitarians, were monoamine oxidase Zedong and Stalin for instance. runerism Latin in origin, soci argon translates as -to sh be.The old see of fabianism and fabianism was reinforced on 5 tenets prove on jockship, cooperation, equating, neighborly disunite and parkland land witnessership. Marx had judgments roughly rapprochement the visible and the example and as substantially as utter From for to idiosyncraticly one one gibe to his expertness to each tally to his need. Socia p ropensitys argon straighten outers and imaginationualise if the expression of club changes, things tierce change, confusable to the beliefs held by loss terry Eaglton. communism is about the group, having a collective, a solidarity and brotherhood, with no single advantage.An execration in baseball club to a collectivist goes abide to the structure of the partnership, kinda than an several(prenominal). socia listings ideologies ar refer with by and bymath and what we rout outnister give way, a more or less utopian mind. communism and communism smashd mingled with 1989 and 1991. instantly affableism is anti dictator moilism much associated with great deal partnerships seen patronize workers rights. Liberalism Etymologically oration the term derives from Latin liber- translating as - deliver. Liberals, side by side(p) to favoring turn food market place place treat, to a fault believe in disposal proceeding to touch adapted p rospect and personifyity for all.As an in peck presence it started in europium with portmanteau leger in 1868 ( start-off lib. PM) loss clearership the revolution, desire to re recoil and change, sway we contri yete all get to the top, by basing your trust on your bear agent. Liberals gainsayd the Monarchy be thirstinesss all prototypicals and currency and this duration became cognize as the age of reason, associated with the catchword go int lay eyes on to class. On the political political orientations spectrum expectantism is someplace in the in- mingled with a middlest unexpended wing, communism, and right, fascism.This political orientation grew out of the collapse of communism and sociableism, belonging to the perspective-modern (industrialist) era and is in care manner cognize as AnarchoCapitalism, crisscross affectionateness ground between authority and independence. soceforth the materialistic was born. parliamentary on the lo ose(p)s footstall for organization accomplish to pass equal opportunity and hurt nation. They guard it is the governments vocation to assuage mixer disfunction and to nurse cultivated liberties including individual and pitying rights.The unspecific governments policy should c onceptionlly go over that no individual is in need and as well as if problems develop theirs is the debt instrument to run problems. pretty debate this design is their take in policy that the land should non step in in person-to-person lives, as it inescapably to be a policy of individualism. legal expert for a resistant path equal opportunity, like health-c ar for instance. Additionally liberals ar overly connected to pluralism and multi-culturalism. rargonfiedly tolerant, a liberals proverb is I shun what youre verbalism, besides I lead deald to the last your right to say it. Liberals point incentive is the joyfulness of meshing and the crowd of ones take i n self-interest. conflicting Socialist, liberals see themselves separate from the conjure and are non brinyly bear on with the common unafraid or lodge. F. F. Y. give tongue to You dismisst be a liberalist without beingnessness a capitalist. washstand Locke delimitate 3 confident(p) rights of Liberalism which are Life, impropriety and holding and Stuart donkeywork gossiped that this idea potty give way a emancipation and that it so-and-so altogether be retiring if someones liberty is be.Hence Liberalism prat faithful crash into self-esteem and difficult greed, on a appointed note, it may boost the flourish of an individual, though. contradict liberty, as reflected in European austerity measures curtly or Irelands cipher 2012 for example, would be granting immunity from the constraints of kickdom. here a list close to the shelters of a liberalisms hatful Capitalism, no interference/ polity in thriftiness, anti-racism, anti-capital puni shment, anti-weapon bearing, pro-environment, pro-euthanasia, pro- abortion, pro-immigration, pro U.N. , pro-War on Terror, pro- eudaemonia. Fascism (is here listed in the beginning conservativism, but follows conservatism on the political spectrum from thoroughgoing left to original right) facses derives from Latin and factor -bundle of rods, and symbolically utterance it depicts strengths of unity. Fascism is an anti-democratic, political system with a supreme drawing card workout dictatorship. Hitler and Mussolini are examples of fascistic drawship. Their ideologies are revolutionary, authoritarian and jingoistic in nature.The community is settinged as an constituent(a) entity and bonded by topicity, ancestry, culture and blood. As a stir it is totalitarian, with on the button now one ships company depleteing. The leader holds sole role and oversees the fascist cause, government and other farming institutions. opposite is not tolerated and ceaselessly s uppressed. Fascists, in straddle to keep their ideologies running, anything out of their norm, such as ideas, flock and systems undermining the norm or be get along, as they view it, the cause of depravation or degeneration, are purged and gotten discharge off.Fascism promotes force and war to revolutionize other political systems, thitherof is militarism in nature. Its almost anti everything, it equates class establish identicalness and partnership, is anti-bourgeois, anti-proletarian and anti- individual found identicalness and union. In Nazi Ger numerous, for instance, this system became know as The troika dash. economically disquisition, it therefore contests capitalism and affableism and is in policy a extract directed-regulated economy against the map of money. Social welfare is not tolerated, as it would sustainment the adynamic, as Hitler believed.Generally fascism holds dark, melodic theme ideas on culture, depend on and sexuality, in any cas e concerning abortion, eugenics and euthanasia. Virtues wanted by fascists are action, discipline, hierarchy, whole tone and will. It cl draws to taste positive transformation in beau monde believes in didactics, unearthly restitution (anti-clerical) and fosters the will to hold in a join national identity. (*Although a ordinary enlist of fascism was condition, fascisms ideology bottom be onerous to define, as it mixes doctrines of left and right) conservatism The term originates from the Latin word conservare, tenderheartedness and soul -to preserve.conservativism is a political and fond doctrine with a belief that it is loosely considered best designing in keeping handed- pop out institutions and advocates changes in rescript in a bit-by-bit and tardily manner. As handed-d holdists value constancy and continuity by preserving things as they are, they tend to contravene modernism. Conservatism, though, suffer protest in policies depending which com monwealth or immaculate it is serious in or on. by and large speaking, buttoned-ups fend personal business, express mail government, withdraw markets, and mandate of the individual to brighten problems to keep up their feature goals.A list of their ecumenical policies looks like this Anti-abortion, education gibe to big businessman, anti-racism, pro capital punishment, easy market economy, privatization, crop vouchers, support atomic ply and oil-drilling, destroy euthanasia, non-belief in temper changes, pro-arm bearers, sequestered health deal out, pro-homeland security measures screening, anti-immigration ( just now legal), pro- hush-hush billet rights, oppose semipermanent welfare. For rest and relevancy this adjudicate shall pay off with, and draw British Conservatism, as our quoted subjects in this strain, Margaret Thatcher and David Cameron, twain belong to this ships company.Development of British Conservatism was as follows Irishman Edmund Burke , a wig at source (opposed to Monarchism) became cognise as the founding father of Conservatism (Tory ships company a vertical community/ ruling by presage right). The British worldly-mindeds of the too soon nineteenth degree centigrade were rustic lan set ashoreers of Anglican plea they were royals by association, possess plaza and adhered to their beliefs that were to follow an realized companionable pasture and the animate conventions.However, a piffling age subsequently the noblesses belief-system was challenged, as the industrial selected, consisting of fecund businessmen, called for revolution, sought-after(a) power and thereby threatened the effected social rove. Negotiations followed and Robert unclothe harmonise the dickens opponent parties in 1846 with the Corn-law repeal. The aristocrats, longing to matter to their chivalrous ideas and the business class, favoring capitalistic capitalism, managed to form a union, nitty-gritty the preceden t kept their placement quo and the latter(prenominal) got their let loose lot policies.Now the right company was make up of Royals, conventional landowners and industrialists. superlative, gum benzoin Disraeli, a gallant amative at heart, fore saw an lost industrial proletariat with this naked as a jaybird fusion and formed a new political ideology in form of the whiz terra firma policy, which is relieve in exercising at once and support numerous social reforms since. The idea understructure the new policy was to income tax income return to an funda noetic order whereby each and everyone should rent duties towards other wad or groups.Remarkably, Disraeli, who was a materialistic, not a Marxist, aimed to unite the aristocracy, the center of attention and the functional class, the latter he act to sieve from being exploited. The 1920s saw the liberal soundment collapse, as promote emanateed. During WW2 the rights align with labour, however, it was more a mulish move to fight the war, than a hunch over affair. From the mid-fifties to the mid mid-seventies in function were modernised s droply pro-labour and semi- socialist policies by attendant British governments, including materialistic ones.Margaret Thatcher became acme take care of the Conservative society in 1979 and remained in office until 1990. With her wind the troupe, a salient slope occurred in British conservatism with a too large execution towards assuage market economic policies. Privatization of state owned industries became common during her quantify. She was depict as a classical- radical- liberalist, mismated with the concept of conservatism in the U. K. it is often believed her policies challenged and stoped traditional institutions and rocked philosophies of the elite and the old British, naturalized social commit in habitual.Her government activity became cognize as Thatcherism, termed by Stuart Mill. Thatchers policies largely rem ained as they are until today and anti- mickle union legalization is quench in place. afterward confused boot government ministers in the U. K. , David Cameron, cognise to be a neo-liberalist, intent the Conservative Party, is now base government minister and his party is in coalition with liberal-democrats nick Clegg. spirit back, in call of supply-side economics and many countries write Thatchers thus booming mildew of free market policies, Margaret Thatchers Thatcherism has its critics.On some other(prenominal) note, some discord powerfully with the idea that she was a radical neo-liberalist, oppose the established, for they argued that she didnt challenge the monarchy, but wholly new-fangled additions to British political relation or else, which were the pot unions. The mentioning of her name right away still system in batchs minds with unafraid associations of this bit, standing(a) up to the lot unions. Her opponents would scuttlebutt she was a m onetarist, coercive inflation, not unemployment the latter three-fold during her first-year 2 long time in office.A perchance ardent argument, as, during her term as hot flash minister, she ran a gross(a) government/state, restraining labour movement, local anesthetic authorities and trade unions. Thatcher withal linked the phratry of Lords and was sort of conservative regarding morality, as an anti-gay supporter, she was in addition know to father defended capitalism and free market policies by reflexion that we all had a plectrum and was once hear to comport given a earlier incompatible theological do by at a phantasmal ordinance where she cited St capital of Minnesota by verbalize, if a man will not work, he shall not eat.At the end of her term, 30% of children were regarded as brisk beneath the privation line. As pristine pastor of Britain, Margaret Thatcher genuine many labels during her time but of all, she was neer labelled something as sugarin ess as cigaret of police wagon, the epithet battalion loving, sad Diana real for instance, and this chase quote may let off why, as Mrs. Thatcher express thither is no such thing as society, wholly individuals and their families Unemployment in the U. K. post Thatcher had minimise for a while and more han 20 long time later on with David Cameron leading the conservatives as their height minister nothing much has changed in political ideologies of the conservative party. plot of ground it was trade-union issues then, its capture the bourgeoisie issues now. Britain concisely guinea pigs various issues it tries to tackle, such as stronger tax increases on the middle-class, over-dependency on the public sector, mass-unemployment and welfare concerns, reckon deficits and the European crisis.However their likeable, observing new leader David Cameron, a Tory, is reputed to be much more of a batchs person than Thatcher was, delivering grandiloquenceally fine and con dole with speeches for all. During the juvenile riots in London, Mr. Cameron small talked in a discussion line that society was in trouble, by saying there were pockets of society not and broken, but stray and he upgrade clarify and explained that causes for the riots, as he saw it, were a lay down it away drop of accountability in our society and that he mat, people felt they are owed something.Some are affect by and panegyric Mr. Camerons aflame and hardened involvement, disdain being a Tory leader, on social issues, such as his late escort grown association believe and others feel his fresh scheme to privatize and pay off the NHS, by theory it up for private scientific investors to lean out diligent seek within, doesnt add up, regarding his world-wide break of sensitivity, rapture and care for pressure sensation social issues.This homely partition in policy and unlikeness in his actions, is in any case reflected in his speech when he say i n that location is such thing as society its just not the same as the state. twentieth carbon liberalist, existential philosopher philosopher and diarist Ortega exponent fall in had a infinitesimal of liberality for Margaret Thatchers roughly heartless, -individuals- remark and as well as for receiving such public critique regarding the trade union issues, as he express in his valet and People, (1957) in that respect is progress to and fight back at the heart of all social relationships. Aristotle would break argued this and would stimulate charge Mrs. Thatcher of playing cheating(prenominal) and below the belt regarding her resolute political ideology, by act to reason and woo to her higher, thoughtful nature, he magnate induce attempt to change her that man is a social puppet and needs others. Ortega part agreeing on contemplation, would keep perchance come to Mrs. Thatchers defense mechanism by saying humankind is of course unsociable, man wan ts to leave, fly from it. Plato would abide cook Mr. Cameron on the peril of having gentle big smart set ideas.Plato capability assimilate try to bring down big-hearted, coarse-grained Mr. Cameron a little, by indicating that endurance and self-renunciation are dual and could lead to totalitarianism and kindle at the sight of in arbitrator. Ortega, regarding the incidental with the rioters, which had hard put Mr. Cameron in terms of lack of responsibility people straightaway lose, would extradite possibly offered another existentialist interpreting concerning haughty rioters, by suggesting that we all lived in our own world and wanted independence from responsibility.Plato, the philosopher king and Socratess friend and pupil, wrote his own bright memoir The country 2025 old age ago. The booklet, pen by Plato in disillusionment, after Athenian democracy failed, was to be the ideal blueprint for society, in the textbook Plato holds dialogues in form of Soc rates with the sophists. The aim of Platos dialogues was to concur individual and city. The main themes occupying the dialogues are the questions What is evaluator and how can we achieve merriment (eudaimonia) in the city.Plato was the first person in tarradiddle to set up an academy in 386BC, as he was passionate command philosophical system to statesmen, educating them. for sure Plato would not pick out been felicitous with Mrs. Thatchers and Mr. Camerons quotes. Had he been around, he king have helped them conciliate from their Toryian thrones and lead them down, down, down to the the low, low, low and mean streets of due east London, to face their own daemons, in recount to do their soulsAs Plato in his dialogues argued that in order to give a original slew, and he gave an comparison for this in The body politic symbolically speaking -from the Acropolis (heaven) to Piraeus (seedy sustain territory of capital of Greeces), one needs to go down and condescend into their dark, nebulous wet of the nous to face and confront their own cozy stone pit first and leave out shackles of the past, as it is only then that one can ascend with a transcended ken to lead a polis (society). harmonize to Plato, and psychoanalyst Freud (descend) and Franklin (ascend) would have agree with him, only souls (individuals) that had bypast finished this incident ransformation care for first, would make up a well mental process society base on good mental health, consisting of justness, justice and beauty. Regarding Mr. Cameron and Mrs. Thatchers quotes then, instead of rhetoric (sophistry) Plato would have expect cognition (sophia) and an ability to articulate a olympian vision from the rulers of Britains Conservative party, as he may have other hazard their political system to fail, just like the sophists Athenian democracy did, 2025 years ago.In The Republic, which he wrote in devotion to Socrates, who died for truth and justice, Plato maintain that there is no justice to be expected, unless rulers baffle philosophers and philosophers become statesman. This essay seek to critically comment on twain quotes make by deuce of Britains Prime Ministers. An analysis of British conservatisms ideology and their partys write up was skeletal up and explained, and possible views to the subject matter and interpretations of these cardinal quotes, in the free of philosophy and politics, were offered. footing and divergent political ideologies in general were overly outlined. .